Cerow Agency, Inc. believes that an important element of our relationship with our policyholders is their trust that we will respect the privacy and confidentiality of information about them. In recognition of our commitment to keep policyholder information secure and confidential, Cerow Agency, Inc. has established the following privacy policy:

• Cerow Agency, Inc. does not disclose any nonpublic personal information about our individual policyholders to any affiliate or any nonaffiliated third party other than as permitted by law and only for the purpose of transacting the business of your insurance coverage or your claim.
   
• Cerow Agency, Inc. will honor its policyholders' expectations of privacy by safeguarding information we receive about you whether it's received by mail, telephone, electronically, or in person.
   
• Information shall be collected and utilized only to the extent necessary to handle or process insurance products, services, and claims.
   
• Cerow Agency, Inc. limits access to your personal information to only those Company employees with a business reason for having access to such information.
   
• Cerow Agency, Inc. will not sell policyholder lists or personal information about our policyholders to any third parties.

This privacy policy applies to both current and former policyholders of Cerow Agency, Inc..